You are

AT PaisaDukan

About PaisaDukan

PaisaDukan, a solely owned market place of BigWin Infotech, has come into existence as a matchmaker of the FinTech world. It is operating in the domain of Peer to Peer (P2P) Lending in order to curb the advent of Financially Excluded India. Leveraging upon the opportunity that has been provided by Government of India (GOI), we aim to reach the roots of exclusion and implement inclusion for a prosperous India.

PaisaDukan handles the servicing of the loan on behalf of matched borrowers and investors. We are the convenience providers and we enable the same by integrating the technology from around the world. It gives the power button in the hands of our valued customers, who in turn can act upon, once they accept the mutually agreed terms. We believe in transferring maximum benefits to our customers. We are achieving the same by, changing the game of monopoly in the credit market, not maintaining our own balance sheets, which results in no income on the interest between two parties, providing legal and recovery support, evaluating credit risk by a proprietary algorithm of generating credit score for each of the loan project, providing loans for all legal age groups as well as all loan requirements.

Our operations are very similar to any other P2P operators in India but we differ in our approach to perform those operations. We value our customers and keep their interest first. In addition to this, we follow a futuristic approach of enhancing the existing convenience by leveraging artificial intelligence and machine learning to price credit and automate the borrowing process in the coming time.

Since we understand the systematic risk that is involved at the customers’ end, at PaisaDukan, we strive to provide a highly secured customer experience with our completely transparent, hassle free, simple to use digital platform for all your borrowing and investing needs.

Being an ethical and virtuous P2P Lending platform we are responsibly abiding by our philosophy of, “Right Money to Right People”.

BOARD OF DIRECTORS

Rajiv M Ranjan
Founder & Chairman
cum Managing Director
Neeta R Ranjan
Founder & Director
Ambar Kasliwal
Director
Suneel Mohnot
Director
CA Uttam Prakash Agarwal
Director

ADVISORY BOARD

Shailesh Kumar Agrawal
CA, CS
Rajiv Mittal
Business Leader

Management Council

Rajiv M Ranjan
Founder & CMD
Neeta R Ranjan
Chief Technology Officer (CTO)
Hemant Bhogle
Chief Operations Officer (COO)

Our Team

PaisaDukan has employed an energetic team of IIM graduates who act as integration mediums. The team is working under the umbrella of strong corporate governance and influential leadership. ‘Unlearning’ is what they say; these young minds are perfect fit for the nascent industry of P2P lending. The team is learning as the industry is growing and turning directions.

Join Our Team

Join us as we bring a combination of modern data science, elegant design, and a commitment to learning and adapting to improve the lives of our borrowers.
VIEW OPEN POSITION

from cmd's desk

Rajiv M Ranjan
Founder & CMD
BigWin Infotech
“It is a transformative edge that is under our consideration”
Enlightened with the idea of bridging the gap where everyone in the business world is witnessing the power of digital disruptions, we have sneaked in, to meet the ever evolving needs of Indian masses.
In the journey of making India stand on the global emporium of digitally enabled players, we are making an effort to connect dots which will showcase India more shining and more visible for bigger challenges. Accomplishing one such challenge is growth to us.
Having said that, the building block on table is a P2P lending platform called PaisaDukan. We call PaisaDukan, a bersagliere of innovative digital excellence and a perfect marketplace for connecting borrowers and investors. The reason behind PaisaDukan falling in our consideration set was alarmingly lower levels of digitization in the BFSI sector, the backbone of our nation’s growth. Therefore, we have started working in bits and parts and we are integrating each of such elementary blocks to the digitized economical structure. This would truly lead to development of our nation.
Having our presence, just, felt in the market has given a lot of confidence to benevolent of the industry. The news about the speed at which we are looking forward to deliver a world class P2P marketplace has been taken seriously and is moving around in the gullies of NBFC corridors with twice a greater speed.
We will help investors on our platform to develop a growing portfolio of investments and nurture their investment with strong backend support of PaisaDukan’s stringent credit scoring policy hinging on scrutinized financial arrangements, strong legal and advisory support and preventive features such as security on principal amount. All these efforts emphasize about our dedication for growth of our investors.
Similarly, for the borrowers, when we are talking about making a platform the most investor friendly, then to my knowledge you need not go anywhere.
We are pursuing these activities and bringing in a transition to become a boutique-styled and transformed credit marketplace who has taken inspiration from the roads of India. Our focus is to structure it in a way so that it stands strong against the monopolistic organized credit market and transfer the benefits of breaking the monopoly through alternative finance to our extremely valued customers.
We have redoubled our efforts to meet the expectations of all our stakeholders. Your support and understanding will be much appreciated as we travel this road together.