PaisaDukan, a solely owned market place of BigWin Infotech, has come into existence as a matchmaker of the FinTech world. It is operating in the domain of Peer to Peer (P2P) Lending in order to curb the advent of Financially Excluded India. Leveraging upon the opportunity that has been provided by Government of India (GOI), we aim to reach the roots of exclusion and implement inclusion for a prosperous India.
PaisaDukan handles the servicing of the loan on behalf of matched borrowers and investors. We are the convenience providers and we enable the same by integrating the technology from around the world. It gives the power button in the hands of our valued customers, who in turn can act upon, once they accept the mutually agreed terms. We believe in transferring maximum benefits to our customers. We are achieving the same by, changing the game of monopoly in the credit market, not maintaining our own balance sheets, which results in no income on the interest between two parties, providing legal and recovery support, providing principal protection, evaluating credit risk by a proprietary algorithm of generating credit score for each of the loan project, providing loans for all legal age groups as well as all loan requirements.
Our operations are very similar to any other P2P operators in India but we differ in our approach to perform those operations. We value our customers and keep their interest first. In addition to this, we follow a futuristic approach of enhancing the existing convenience by leveraging artificial intelligence and machine learning to price credit and automate the borrowing process in the coming time.
Since we understand the systematic risk that is involved at the customers’ end, at PaisaDukan, we strive to provide a highly secured customer experience with our completely transparent, hassle free, simple to use digital platform for all your borrowing and investing needs.
Being an ethical and virtuous P2P Lending platform we are responsibly abiding by our philosophy of, “Right Money to Right People”.