Home Improvement Loans

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Best Home Improvement Loans in India


Whether you are willing to implement a few simple upgrades or renovate to achieve a pricey new addition, if you don’t have money saved for your project, you would want to figure out the best home improvement loan for your situation. Whether you’re looking to remodel your kitchen or re-insulate your attic, PaisaDukan provides you the liberty to choose the loan amount depending upon your requirements. Using a personal loan for home improvement can be a fast, simple way to increase the liveability, curb appeal and value of your home. With PaisaDukan’s Home Improvement Loans you can upgrade your existing home to a contemporary design and a more comfortable living space.


What are Home Improvement Loans?


Home improvement loan is meant for renovating a house, and is given to a person in who owns the property. Home improvement loans can be applied for a variety of reasons, including remodelling, repair work or up gradation of the existing one. Talking very specifically to have a better understanding, these loans can be applied for anything as simple as a roof repair, an upgrade to an energy-efficient furnace or a new addition. There are a lot of different ways through which re-payment can be done. There are a lot of situations and each scenario is unique and will require careful analysis of the type of financing that may be best suited for the situation.


If you have little or No Equity in the Home your only choice would be an unsecured loan. Since the repairs or updates to the property are minor, the value of the property would not increase enough for a lender to use the home as collateral. Since the loan is unsecured, interest will be charged at a higher rate than if secured by the property; but the loan will not come with the higher closing costs associated with mortgage loans. If You Have a Large Amount of Equity in the Home For minor repairs or updates: Loan amount is usually small enough for any individual to get any unsecured loan or line of credit. Whenever the loan amount is small, it’s advised to use a loan with a closing cost that is very lower.