India's Emerging Peer-to-Peer Lending Company

Credit Officer

Experience: 3-4 Years | Job Location: Mumbai
Job Profile:

Job Responsibilities:

  • Credit recommending and sanctioning authority, responsible for analysis of loans as per the Policy Manual.

  • Accountable for the credit quality of the loan underwritten and portfolio, including the due diligence, of the portfolio included in their markets.

  • Ensuring accurate and appropriate analysis of applicant's credentials, including financial analysis & various associated financial ratios for credit decision, as per the Policy Manual.

  • Responsible for initiating personal Discussion before recommending proposal besides recording all the factual events/observations/discussions to facilitate credit decision by the sanctioning authority.

  • Preparing and monitoring system related MIS and data updating for the requirement of the administration of the loans as per the Loan Policy Manual.

  • Being the first person verifying the post disbursement documentation completion and compliance of all conditions including the sanction terms and conditions stipulated on deals.

  • Visits to outstation branches/units as per the instructions of the competent authority in relation to the matters connected with Credit Appraisal/PD/Sanction matters.

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PaisaDukan is a solely owned marketplace of BigWin Infotech which is duly recognized by the Department of Industrial Policy and Promotion(DIPP), Government of India. PaisaDukan is into the business of Peer to Peer (P2P) lending. PaisaDukan is an online platform which connects borrowers and lenders for loans. Although PaisaDukan verifies credentials of registered users on the site, it does not guarantee any loan offers by lenders nor does it guarantee any repayments by borrowers. Users make offers/loan requests at their own discretion with the understanding of the risks involved in such transactions including loss of entire capital and/or no guarantee of recovery. Please read our Legal agreements to understand more.


The RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any statements or representations made or opinions expressed by the company and for repayment of deposits / discharge of liabilities by the company.

Copyright © 2019 PaisaDukan . All rights reserved.
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